Why does Earnin adjust my earnings every payday?

Earnin works by giving you access to part of your pay before payday. Every day you work before your next payday hits, you build up earnings in the app. When you use your earnings — either on Earnin Card or by transferring earnings into your linked bank — that amount gets deducted when your next paycheck comes in.


If you don’t use some of the earnings we give you access to, it means it doesn’t come out on your next payday.


So every payday, your “earnings since” will reset to $0. That's because the unused earnings we've given you access to are accounted for in your actual paycheck deposit. And your earnings will start building up again every day until your next paycheck hits!

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