How much of my paycheck should I deposit into Earnin?

A minimum of $500 direct deposit per month is required to upgrade to Earnin Card. Remember, “cash” accessed through the  Earnin app is FDIC-insured and available to use on your Earnin Card anywhere Visa is accepted. (Banking Services provided by Evolve Bank & Trust.)

Here’s what we suggest:

Simply move your entire paycheck to direct deposit in Earnin. While moving your paycheck to Earnin, you have the option to route part of your paycheck to an external bank account. Calculate the total amount you need for expenses that are tied to your external account. Route this amount back to your external account using the paycheck router feature. The rest of your paycheck will available via the Earnin app to maximize your earnings. You can change this amount at any time from Settings. 

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