What happens on payday if I move my direct deposit to Earnin?

Once your direct deposit has been successfully set up, a few things will happen on payday.

  1. Your paycheck direct deposits with Earnin (up to 2 days before payday)
  2. Earnin will set aside funds to cover 'Earnings Spent' in the previous pay period, including any tips and fees. Earnings Spent includes earnings transferred out to your linked bank account or spent via the Earnin Card.
  3. If you opted to auto-transfer a portion of your paycheck to your linked bank, we’ll transfer up to that amount or the remaining funds from your paycheck (whichever is less).
  4. Any remaining funds will be deposited into your Earnin Secured Account. 
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