On your autopay date, we’ll use funds from your Secured Account to pay off your card balance (as of the day before). If your card balance is higher than the amount of funds in your Secured Account, then the full amount that’s in your Secured Account will be used as payment.
The idea is you can set Autopay, then forget it. We’ll take care of the logistics to make sure your balance is paid down on time. Check out this FAQ to learn what happens if autopay fails.