If you’re routing your direct deposit through EarnIn and have the EarnIn Card, Available tells you the amount you have available to spend on EarnIn Card or transfer to your linked bank.
The amount listed as Available on your app’s homescreen is what you can feel confident spending. It represents available cash in your account and your issued earnings. You can confirm amounts under the activity tab by clicking the drop down option.
What you have available does not include any tips and fees associated with transfers to your linked bank account.
If you stop routing your direct deposit through EarnIn, you will not be able to spend available earnings from the EarnIn Card. However, you will still be able to transfer out earnings to your linked bank account.