What does “Available” mean in my account?

If you have direct deposit set up with us and have the Earnin Card, “available” tells you the amount you have available to spend on Earnin Card or transfer to your linked bank. Your “available” amount is made up of the funds under the “cash” bucket plus your earnings bucket, minus any card spend or transfers you’ve made.


What you have available does not currently include any tips and fees associated with transfers to your linked bank.

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