Why are you taking money out of my bank account before my payday?

Each time you cash out with Earnin, the money is taken back from your bank account on your next payday. Banks sometimes post your paycheck a day or two early.

For example, your bank might post your paycheck on Thursday, even though your official payday is Friday. In this case, we'll take money out of your account on Thursday.

If you receive an overdraft charge because we take the money back before your paycheck appears in your account, please send our support team a screenshot of the overdraft charge. This means we have your payroll setup incorrectly, or the setup changed. We want to get this corrected for you!

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