Each time you cash out with Earnin, the money is taken back from your bank account on your next payday. Banks sometimes post your paycheck a day or two early.
For example, your bank might post your paycheck on Thursday, even though your official payday is Friday. In this case, we'll take money out of your account on Thursday.
If you receive an overdraft charge because we take the money back before your paycheck appears in your account, this could mean we have your payroll setup incorrectly, or the setup changed. Please send our support team a screenshot of the overdraft charge, we want to correct this for you ASAP!
If you notice that the debit date isn't the same as your next payday, please contact support in the app at least 2 business days before the debit date and we'll get this corrected ASAP!