Why are you taking money out of my bank account before my payday?

Each time you cash out with Earnin, we take money back out on the day we see your paycheck appear in your bank account. Banks sometimes post your paycheck a day or two early. For example, your bank might post your paycheck on Thursday, even though your official payday is Friday. In this case, we'll take money out of your account on Thursday.

If you receive an overdraft charge because we take out money before your paycheck appears in your account, please send our support team a screenshot of the overdraft charge.


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