Why does the Earnin app say my hours are 'unavailable'?

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This means that your bank balance is in the negative. To protect you from potential overdraft fees, Earnin doesn’t let you cash out until you have a positive bank balance again.

 After that, your current hours will become available, and you’ll be able to cash out.

 If your bank balance is already positive but appears to be negative in the app, contact us.

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