Why does the Earnin app say my hours are 'unavailable'?

This likely means that your bank balance is in the negative. We want to help protect you from potential overdraft fees, so you will be able to cash out once there is a positive bank balance.

We want to collaborate with our community for faster access to money you have already earned, so if your account is positive but doesn’t reflect in the app, reach out to us so the Earnin Team can get you ready for Cash Out. 

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