Does Earnin charge fees or interest?

Earnin does not charge mandatory fees, interest, or have any hidden costs to use the app.*

We rely on our community's support by voluntarily tipping what they think is fair when they use the app. When you tip at Cash Out, you're supporting us and an entire community of people, but there are no mandatory fees or interest. 

Join our community if you like what we're doing and help support the payday revolution!


* Earnin does not charge hidden fees for use of its services. Restrictions and/or third-party fees may apply. For more info visit


Together, we are building a financial system that works for people

Restrictions and/or third party fees may apply, see for details

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