Does Earnin charge fees or interest?

Nope. We're community-supported, so we don't charge interest or fees. We believe money should work better for everyone.

Instead of charging fees or interest, we depend on our community to support us by tipping what they think is fair when they use the app.

Giving tips isn't required. Sometimes things are going your way and you can afford to tip, sometimes you’re the one going through a rough patch. Help when you can, accept help when you can’t. We’ve got each other’s back.

If you like what we’re doing, join the community, cash out, and help support the payday revolution!

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