Which banks work with Lightning Speed?

Lightning Speed is a feature you can use with the Earnin app that lets you get your pay in seconds instead of waiting one business day.
It currently works with most banks (except Fidelity Investments). However, some banks provide a more reliable connection with Lightning Speed.

Wanna see if your bank is eligible? Try signing up for Lightning Speed in the app!

  1. Log in to the app
  2. Click the Lightning Speed icon at the bottom of the homepage
  3. Add the debit card of the connected checking account that receives at least 50% of your paycheck.

It should take about a day to verify your card. If you already had a debit card uploaded but your Cash Outs aren’t going out with Lightning Speed, delete your card and add it again.

Still not working? Contact support and we can help troubleshoot.

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