How do I refer a friend?

We love that question! The more people we have the faster we can drive the movement for a better financial system.

To share Earnin with your friends, follow the steps below:


  1. Log into the app
  2. Tap on the 3 vertical dots in the upper right to go to settings
  3. Tap Invite Friends
  4. You'll see a customized link to share with your friends
  5. Tap on the code or Invite Friends button to share the code with your friend


  1. Tap on the = symbol to go to settings
  2. Tap on Shake the Coinbag
  3. Shake your phone until your iMessage app opens with the referral code
  4. Click Invite Friends and select a messaging method to send link to friends

After your friends are verified and cash out for the first time, their tip will be covered by either you or Earnin. If the tip is covered by you, your tip to Earnin will go to your friend instead as their first tip.

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