Why did my Max decrease?

There are a few factors that go into adjusting your Pay Period Max. Here's some of the things we look at:

  1. Keeping your bank balance positive and avoiding overdraft fees
  2. Spending less money than you make
  3. Have enough money in your bank account to cover our scheduled debits

If you need help keeping track of recurring payments and upcoming bills, you can use the calendar feature on the Earnin app. Like all our services, this feature is available at no charge, interest, or hidden costs.

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