Why does Earnin need my card information?

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Unlike coupons and discount programs, Earnin Cash Back Rewards applies to your entire purchase automatically. In order to do this, we work with the card networks (Visa, MasterCard, and American Express) to see when you’ve shopped at a participating store.

Enrolling your card in Earnin Cash Back Rewards means you automatically earn cash back without any additional work. Rewards allows you to earn cash back on your everyday purchases without the headache of coupons or discounts.

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