Answer
The difference between ACH and Lighting Speed is how fast you get your cash outs. ACH or also know as standard speed, gets to your checking account usually in 1 business day. Lighting Speed should be instant, meaning same day and within minutes.
Additional notes
- ACH is a banking term that stands for Automated Clearing House.
- Lighting Speed is an Earnin term used to describe how fast a cash out will get to our community members checking account. Learn more about Lightning Speed here.