Why can't Earnin instantly verify my bank?

 Answer

Test transactions sent to verify your bank are sent via ACH which normally takes 1 business day to post which is why verification is not instant. Because of this, we don't send test transactions over the weekend and during holidays, prolonging the verification process.

Test transactions sent to verify debit cards for Lightning Speed are sent using the ATM network (like all Lightning Speed Cash Outs). 

 

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