Is Earnin a payday loan app?

No. It's not a loan app.

Earnin gives you access to the pay you've earned - when you want it. Instead of charging mandatory fees* or interest, we ask our community to help support us by tipping what they think is fair. No matter how much you transfer out, there is always a $0 tip option.


* Earnin does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit


Was this article helpful?
2965 out of 4159 found this helpful