No. It's not a loan app.
Earnin gives you access to the pay you've earned - when you want it. Instead of charging mandatory fees* or interest, we ask our community to help support us by tipping what they think is fair. No matter how much you cash out, there is always a $0 tip option.
* Earnin does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply. For more info visit Earnin.com/TOS.