We review account and transaction activity at various times, including when you initiate a transfer of funds into and out of your Tip Jar. We may use proprietary fraud and risk modeling when completing this review and assessing the risk associated with your EarnIn account.
This review checks for, among other things, suspicious or illegal activity, and whether your account activity complies with EarnIn’s Terms of Service. The review may result in:
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delayed, blocked, or canceled transfers;
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account suspension or termination;
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funds being held by Tip Yourself;
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funds being applied to a negative Tip Yourself account balance or used to offset the loss incurred by EarnIn; and/or
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funds being seized to comply with a court order, warrant, or other legal processes.
With our bank review process, you may be required to provide us with additional information and/or documentation to verify your identity and bank account information. We may limit your account and your access to funds until verification is completed.
Tip Yourself Account funds are held with Evolve Bank & Trust, member FDIC and FDIC insured up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information/details visit EarnIn Terms of Service | EarnIn.