We review account and transaction activity at various times, including when you initiate a transfer of funds into and out of your Tip Jar. We may use proprietary fraud and risk modeling when completing this review and assessing the risk associated with your Earnin account. This review checks for, among other things, suspicious or illegal activity, and whether your account activity complies with Earnin’s Terms of Service.
Review may result in:
delayed, blocked or canceled transfers;
account suspension or termination;
funds being held by Tip Yourself;
funds being applied to a negative Tip Yourself account balance or used to offset loss incurred by Earnin; and/or
funds being seized to comply with a court order, warrant or other legal processes.
In connection with our bank review process, you may be required to provide us with additional information and/or documentation to verify your identity and bank account information. We may limit your account and your access to funds in it until verification is completed.