Our community members are responsible for ensuring that they have sufficient funds in their checking account to add to their Earnin Tip Jars. Unfortunately, Earnin is not responsible for any overdrafts to your checking account caused by savings Tip Jar transfers per our Terms of Service.
Funds are held with Evolve Bank & Trust, Member FDIC and are insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. Other restrictions and/or third party fees may apply. For more information/details visit earnin.com/tos