Why do you need to see my bank transactions?

There are two main reasons our app would request to see your bank transactions:

  • To verify that you are still receiving your direct deposits from your employer
  • To verify that our debits or test transactions went through to your account

These are both done because Earnin uses third-party banking providers like most financial institutions. Thus, we don't have live minute-by-minute access to automatically update your account.

Helpful Hint

If you need to send us any screenshots to update your account, you may contact our live chat support.

Related articles

Does Earnin sell or share any of my data?

Why does the app need my bank account info? Is this safe?


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