EarnIn will schedule debits for the upcoming payday. If you transfer out the day before your payday, the money will be debited the following day.
For example, if you transfer out on Thursday and your payday is weekly on Friday, the transfer amount (plus any Lightning Speed fees and tips) will be debited the following day on Friday.
There are exceptions for community members using Deposit Account. With Deposit Account, your paycheck can arrive up to two days early. Therefore transfers that occur during this window will be debited after your next pay cycle.
For example, if you transfer out on a Wednesday, when your official payday is Friday. Your debit will be scheduled on your next payday, instead of two days later.