No. Your Deposit Account through Earnin is not a checking account. Your Deposit Account will not allow any third-party debits and any attempts will be blocked.
Deposit Account requires that you create a virtual account with Earnin through our bank partner Evolve Bank & Trust, as well as maintain a checking account with your Earnin-linked bank.
Earnin will deduct any transfer outs and tips from the paycheck amount you routed to your Deposit Account. Any remaining funds will then be sent to your Earnin-linked bank account.
Please only use your Deposit Account info for direct deposits. Any attempts by a third party to debit this account will automatically be refused or blocked.
Together, we're helping each other get to a better place financially. That means building products that help you stay in control of your money from the moment you earn it. Deposit Account is the evolution of payday - giving you access to your earned income faster.