No. Your virtual account with Earnin Express is not a checking account. This virtual account will not allow any third party debits and any attempts will be blocked.
Earnin Express requires that you create a virtual account with Earnin through our bank partner Evolve Bank & Trust, as well as maintain a checking account with your Earnin linked bank.
Earnin will deduct any Cash Outs and tips from the paycheck amount you routed to your Earnin Express virtual account. Any remaining funds will then be sent to your Earnin linked bank account using Lightning Speed.
Please only use the Earnin Express virtual account info for direct deposits. Any attempts by a third-party to debit this account will automatically be refused or blocked.
Together, we're helping each other get to a better place financially. That means building products that help you stay in control of your money from the moment you earn it. Earnin Express is the evolution of payday - giving you access to your earned income faster.