Will the Earnin bank account be my new checking account?

No. Your virtual account with Earnin Express is not a checking account. This virtual account will not allow any third party debits and any attempts will be blocked. 

Earnin Express requires that you create a virtual account with Earnin through our bank partner Evolve Bank & Trust, as well as maintain a checking account with your Earnin linked bank.


Together, we're helping each other get to a better place financially. That means building products that help you stay in control of your money from the moment you earn it. Earnin Express is the evolution of payday - giving you access to your earned income faster.

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