Deposit Account Maxes

How high will my pay period max be if I switch to Deposit Account?

  • Your Deposit Account pay period Max has the potential to reach $1000 or up to 80% of the paycheck amount you direct to Earnin - whichever is less
  • To get your highest possible pay period Max, route your full paycheck to Deposit Account.
  • Please note your pay period Max will not exceed $1000.
  • Please note that in order to qualify for an increase to your pay period Max, you will need to route at least $250 per paycheck to your virtual account. Once Earnin detects your paycheck of at least $250, you will be notified of your qualifying pay period Max increase. 

When does my pay period Max increase?

When you’re approved for a Deposit Account you may be eligible for:

    • An increase in your pay period Max. You may receive up to a $200 increase to your pay period Max when your first paycheck is direct deposited into your Deposit Account and if your current pay period Max amount is below $1000 or is less than 80% of the paycheck amount you directed to Deposit Account, whichever is less. 
    • Ongoing pay period Max Increases. You may receive increases of up to $50 to your pay period Max each time a paycheck comes into your Deposit Account as long as your current pay period Max amount is below $1000 or is less than 80% of the paycheck amount you directed to Deposit Account, whichever is less, and you have no outstanding payments due to Earnin.

What determines my Deposit Account pay period Max?

  • Your Deposit Account pay period Max is $1000 or up to 80% of the paycheck amount you direct to Earnin - whichever is less. 
  • To get your highest possible pay period Max, route your full paycheck to Deposit Account.

What will cause my pay period Max to decrease with Deposit Account?

  • Your pay period Max will only decrease when Earnin is unable to restore all your Cash Outs and tips.
  • Your pay period Max will decrease by $100 when there is an unsuccessful debit.

What’s the daily Max amount?

  • Your daily Max will still be $100 on Deposit Account until you reach your pay period Max.

What happens if there is an unsuccessful debit?

  • Your account will be temporarily blocked from cashing out
  • Your pay period Max will decrease by $100 
  • You will not see any increase in your pay period Max until Earnin is able to successfully debit 
  • Once Earnin is able to successfully debit your Cash Outs + tips, you’ll start seeing increases to your pay period Max again after 6 weeks.
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