How high will my max be if I switch to Earnin Express?
- Your Earnin Express pay period Max has a potential to reach $1000 or up to 80% of the paycheck amount you direct to Earnin - whichever is less
- To get your highest possible Max, route your full paycheck to Earnin Express.
- Please note your pay period Max will not exceed $1000.
-
Please note that in order to qualify for an increase to your Max, you will need to route at least $250 per paycheck to your virtual account. Once Earnin detects your paycheck of at least $250, you will be notified of your qualifying Max increase.
When does my Max increase?
When you’re approved for an Earnin Express virtual account you may be eligible for:
- A temporary Max Boost. You may receive a temporary Max Boost of $50 if your current pay period max amount is below $1000 or is less than 80% of the paycheck amount you directed to Earnin Express, whichever is less.
- An increase in your Pay Period Max. You may receive up to a $200 increase to your max when your first paycheck is direct deposited into your Earnin Express virtual account and if your current max amount is below $1000 or is less than 80% of the paycheck amount you directed to Earnin Express, whichever is less.
- Ongoing Pay Period Max Increases. You may receive increases of up to $50 to your Pay Period Max each time a paycheck comes into your Earnin Express virtual account as long as your current max amount is below $1000 or is less than 80% of the paycheck amount you directed to Earnin Express, whichever is less, and you have no outstanding payments due to Earnin.
What determines my Earnin Express Max?
- Your Earnin Express pay period Max is $1000 or up to 80% of the paycheck amount you direct to Earnin - whichever is less.
- To get your highest possible Max, route your full paycheck to Earnin Express.
What will cause my Max to decrease with Earnin Express?
- Your Max will only decrease when Earnin is unable to restore all your Cash Outs and tips.
- Your Max will decrease by $100 when there is an unsuccessful debit.
What’s the daily Cash Out amount?
- Your daily Max will still be $100 on Earnin Express until you reach your pay period Max.
What happens if there is an unsuccessful debit?
- Your account will be temporarily blocked from cashing out
- Your pay period Max will decrease by $100
- You will not see any increase in your Pay Period Max until Earnin is able to successfully debit
- Once Earnin is able to successfully debit your Cash Outs + tips, you’ll start seeing increases to your Max again after 6 weeks.