Earnin Express Maxes

How high will my pay period max be if I switch to Earnin Express?

  • Your Earnin Express pay period Max has the potential to reach $1000 or up to 80% of the paycheck amount you direct to Earnin - whichever is less
  • To get your highest possible pay period Max, route your full paycheck to Earnin Express.
  • Please note your pay period Max will not exceed $1000.
  • Please note that in order to qualify for an increase to your pay period Max, you will need to route at least $250 per paycheck to your virtual account. Once Earnin detects your paycheck of at least $250, you will be notified of your qualifying pay period Max increase. 

When does my pay period Max increase?

When you’re approved for an Earnin Express virtual account you may be eligible for:

    • An increase in your pay period Max. You may receive up to a $200 increase to your pay period Max when your first paycheck is direct deposited into your Earnin Express virtual account and if your current pay period Max amount is below $1000 or is less than 80% of the paycheck amount you directed to Earnin Express, whichever is less. 
    • Ongoing pay period Max Increases. You may receive increases of up to $50 to your pay period Max each time a paycheck comes into your Earnin Express virtual account as long as your current pay period Max amount is below $1000 or is less than 80% of the paycheck amount you directed to Earnin Express, whichever is less, and you have no outstanding payments due to Earnin.

What determines my Earnin Express pay period Max?

  • Your Earnin Express pay period Max is $1000 or up to 80% of the paycheck amount you direct to Earnin - whichever is less. 
  • To get your highest possible pay period Max, route your full paycheck to Earnin Express.

What will cause my pay period Max to decrease with Earnin Express?

  • Your pay period Max will only decrease when Earnin is unable to restore all your Cash Outs and tips.
  • Your pay period Max will decrease by $100 when there is an unsuccessful debit.

What’s the daily Max amount?

  • Your daily Max will still be $100 on Earnin Express until you reach your pay period Max.

What happens if there is an unsuccessful debit?

  • Your account will be temporarily blocked from cashing out
  • Your pay period Max will decrease by $100 
  • You will not see any increase in your pay period Max until Earnin is able to successfully debit 
  • Once Earnin is able to successfully debit your Cash Outs + tips, you’ll start seeing increases to your pay period Max again after 6 weeks.
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