What is an Earnin Express virtual account?

The Earnin Express virtual account is an account Earnin will use to receive direct deposits from third parties like your employer. 

Please only use the Earnin Express virtual account info for direct deposits. Any attempts by a third-party to debit this account will automatically be refused or blocked.

Earnin will deduct any Cash Outs and tips from the paycheck amount you routed to your Earnin Express virtual account. Any remaining funds will then be sent to your Earnin linked bank account using Lightning Speed.

Earnin encourages you to route your full paycheck to your Earnin Express virtual account in order to receive the maximum benefits of the service. However, if you wish to split your paycheck between Earnin and another account, please note that  you will need to route at least $5 of your paycheck from your employer to your Earnin Express virtual account to complete enrollment.   

Together, we're helping each other get to a better place financially. That means building products that help you stay in control of your money from the moment you earn it. Earnin Express is the evolution of payday - giving you access to your earned income faster.

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