Why do I need to create an account to use Earnin Express?

The Earnin Express virtual account is an account Earnin will use to receive direct deposits from third parties like your employer. 

This means we can offer you: 

  • A potential Earnin Express pay period Max of $1000 or up to 80% of the paycheck amount you direct to Earnin - whichever is less.
  • You might be able to access your paycheck a few days earlier than your usual payday!
  • A smoother Cash Out experience. No more uploading pesky bank screenshots on payday! 
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