Earnin Express is provided to you through a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas chartered banking institution. Evolve Bank & Trust is a member of the FDIC, and all funds associated with your deposit account are held by Evolve Bank & Trust.
Deposit accounts are insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. For more information on FDIC insurance coverage, please visit www.FDIC.gov. You may access the terms of the custodial account deposit agreement at any time here.