Is my money safe with Earnin Express?

Your money is FDIC insured up to $250,000. Earnin Express is provided to you through a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas chartered banking institution. Evolve Bank & Trust is a member of the FDIC, and all funds associated with your deposit account are held by Evolve Bank & Trust.

Together, we're helping each other get to a better place financially. That means building products that help you stay in control of your money from the moment you earn it. Earnin Express is the evolution of payday - giving you access to your earned income faster.

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