How does EarnIn Card work?

EarnIn Card allows you to access your earnings and spend immediately with a Visa contactless card.

Unlike transferring out funds to your linked account, EarnIn Card is not subject to a $100 daily limit. You can spend up to $1500 per day on your Card, or take a no fee cash advance of up to $300 per day from an ATM.

With EarnIn Card, the ‘Available’ number in the app is the amount that you can spend on the Card. It is made up of the available funds in your Secured Account and the available earnings you have accrued in that pay period.

You can spend up to $1500 per day on purchases and $300 per day on cash advances with the EarnIn Card. Please keep in mind that Available Credit decreases with any purchases and cash advances at the ATM.

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