How will I pay the Lightning Speed fee?

On your payday, Earnin will automatically debit your bank account for the amount you cashed out, the Lightning speed fee, plus any tips you decide to Pay It Forward. This debit will be a separate transaction from your direct deposit.

You have the ability to check your upcoming debits under the Account Activity in the app. If something looks incorrect or if there will be any changes in your payroll, please contact us at least 3-4 business days before your payday so that we can make the necessary adjustments for you.


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