In almost all of the cases, Lightning Speed transfers happen within seconds*! Occasionally if there are issues on the network that we and other companies that offer this service use, it may delay the speed of the transfer.
If you do not receive your transfer within 24 hours, there will be no fee. If you were counting on the transfer to happen more quickly than it did, please reach out to our community advocates via the in-app chat to share your feedback.
*Fees may apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third-party fees may apply, see Earnin.com/TOS for details.