How can you introduce fees for instant access to earnings when your model is built on helping people access their money for expenses that cannot wait until payday?

We understand that our Community Members need instant access to money to help cover bills and expenses, and that’s why we have kept our new Lightning Speed transfer fees as low as possible.

We will continue to provide our Standard Speed option for free, allowing you to receive your Cash Outs in 1-3 business days. The Lightning Speed fee helps ensure we can continue to offer Lightning Speed transfers as quickly* as you need them, at the lowest cost possible, and for more of the community as we continue to grow.

 

* Fees may apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see Earnin.com/TOS for details.

 

Together, we're building a financial system that works for people

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