What is OTP?

One Time Password (OTP) is a verification code sent via email or text message as an added security measure to ensure you Earnin account safety when you need to update personal information like phone numbers and email addresses. 


When you update your personal information, you will be prompted to send a code to your linked phone or email address*. Enter the code and make the changes you need:


  1. In your app settings, select the information you would like to update
  2. OTP will be sent to your phone or email linked to your account
  3. Enter the passcode in the app
  4. Make your update and save the changes
  5. You’re good to go!


 *You're agreeing to receive email marketing and SMS messages from Earnin. Standard message and data rates may apply to all SMS messages we send you. You're also agreeing to Earnin's Terms of Service and Privacy Policy. 


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