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General FAQ

  • Are my direct deposited funds protected by FDIC Insurance?

  • Can I get cash back or rewards when I use my card for purchases?

  • Can I tip with Earnin Card?

  • Can I use my Earnin card outside of the US?

  • Can I use my Earnin Card outside the United States?

  • How does Earnin Card help avoid overspending?

  • Is my Earnin Card a credit card?

  • Is my Earnin Card a credit card?

  • What are the Earnin Card Agreements and Terms and Conditions?

  • What does “Earnings Spent” mean in the app?

  • What is a Secured Account?

  • Why did I receive a smaller amount in my bank account than is set up in the paycheck router?

  • Will I still tip with Earnin Card?

  • Will opening an Earnin Card impact my credit score?

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