General Earnings Questions

What are earnings and how are they calculated? Earnings are the amount you have already earned this pay period. This is the amount you will be able to Cash Out from up to your Daily and Pay Period Maxes. We calculate these in one of three ways, e...

If you are an hourly employee and get your earnings through commissions or tips, we will pay out earnings based on your hourly rate and direct deposits sent your bank account. For instance, servers may see a lower hourly rate because their earnin...

Originally, we began supporting Child Care Benefit (CCB) with the intent to improve the financial stability of our community through the end of the year (or until Community Members updated their job status.  In reality, we were not able to predic...

How are my hourly rate and payday determined? At Earnin, we want to help our customers maintain a healthy bank balance. That is why we calculate your take-home rate (net pay) with your taxes and deductions in mind. Your hourly rate is determined ...

A negative bank balance won't affect your earnings. It will, however, affect whether or not you can cash out since the Earnin app will try to reserve a portion of your earnings to make sure we don't debit more than your direct deposit to avoid an...

Automagic Earnings automatically adds earnings to your account based on the work address that you submitted on the app. If you work 12 hours or longer, please note that Automagic Earnings will only be able to add up earnings to 14 hours maximum. ...

Earnin does not work with Social Security or any other government benefits at this time. We're always working to make more payment types available, so please check back with us in the future.

Answer We understand that salaried employees receive a fixed amount of pay regardless of how many hours they work in a pay period. However, since we work independently from your employer, we need a way to determine how often you are at work. Our ...