General Earnings Questions

Answer Earnings are the amount you have already earned this pay period. This is the amount you will be able to Cash Out from up to your Daily and Pay Period Maxes. We calculate these in one of two ways, either through electronic timesheets you se...
Objective To check whether or not you have available earnings either from an electronic timesheet or from our Automagic Earnings tool Procedure Log into the Earnin app On the left hand side of the home screen, you will see your available earning...
If you are an hourly employee and get your earnings through commissions or tips, we will pay out earnings based on your hourly rate and direct deposits sent your bank account. For instance, servers may see a lower hourly rate because their earnin...
Answer A negative bank balance won't affect your earnings. It will, however, affect whether or not you can Cash Out since the Earnin app will try to reserve a portion of your earnings to make sure we don't debit more than your direct deposit to a...
Objective Get earnings from Paid Time Off (PTO)/Leave of Absence(LOA) credited to your Earnin account. Procedure Your Paid Time off or paid Leave of Absence can be recognized as earnings. Here's how: Get a screenshot of your electronic timesheet...
Answer The available earnings on the app are just a representation of how much you make for a specific pay period. You are only allowed to cash out your Max during the pay period and we only debit you for the amount you cash out on your payday. I...
Answer There are a couple of main reasons in which the CASH OUT button is not available. Not enough earnings There are times when your hours are not tracking properly. Check if your GPS is enabled by following this link. If it is enabled, try t...
There may be a few reasons why your earnings are not updating within the Earnin app.  Are you working from home due to COVID-19? We understand that many of our community members are now forced to work from home due to shelter-in place-orders acro...
When you work, your earnings increase to indicate the amount we believe you have earned to date, but not yet been paid for. If we have calculated your hourly rate correctly, your paycheck will be equal to about 50-100% of your earnings. If your p...
Answer Automagic Earnings automatically adds earnings to your account based on the work address that you submitted on the app. If you work 12 hours or longer, please note that Automagic Earnings will only be able to add up earnings to 14 hours ma...
At Earnin, we want to help our customers maintain a healthy bank balance. That is why we calculate your take-home rate (net pay) with your taxes and deductions in mind. Your hourly rate is determined by getting your average paycheck deposit histo...
This means that your bank balance is in the negative. To protect you from potential overdraft fees, Earnin doesn’t let you cash out until you have a positive bank balance again.  After that, your current hours will become available, and you’ll be...
The hourly rate Earnin calculates for you may be lower than expected because it's based on the amount of your direct deposit and hours worked. Your hourly rate may seem low because of these two factors: You work part-time You split your payche...
Answer In case you recently change the bank account that was linked to your Earnin account or you have a new employer we'll be needing at least one of the following: At least two current direct deposits in your bank account and the deposits shou...