Overdrafts

An overdraft fee is charged by your bank when a payment (debit) or withdrawal of funds from your savings or checking account exceeds your available balance. Banks, (not Earnin) control when debits are charged to your account; this varies dependin...

In the rare case that you receive an overdraft charge from a test transaction during signup, please contact our support team and send a screenshot of the charge so we can issue you a refund. A detailed overdraft label or the date and amount of th...