How long does it take to get my money?

Earnin lets you cash out your paycheck instantly. If you have Lightning Speed, the money will post to your account within minutes, even on weekends and holidays.  

Without Lightning Speed, your money will arrive in your bank account within 1-2 business days depending on the time and day that your cash out was made. Review the list below to understand when you'll receive your money based on your Cash Out time.

Weekday

  • Cash Out time: Before 9:30am PT
    • Receive money: Same day, evening
  • Cash Out time: 9:30am PT - 8pm PT
    • Receive money: Next business day, morning
  • Cash Out time: After 8pm PT
    • Receive money: Next business day, morning

Weekend

  • Cash Out time: Any time
    • Receive money: Next business day, evening

Bank Holiday

  • Cash Out time: Any time
    • Receive money: Next business day, evening

Lightning Speed

  • Cash Out time: Any time
    • Receive money: Same day

Want to learn to register for Lightning Speed? Click here.



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