How does the app work?

EarnIn makes financial momentum accessible to everyone through earned wage access*. You’ll need a steady payday, a checking account, and a smartphone to use the app.

To access your money before payday, connect your bank account and add your employment info to help us recognize your pay schedule.

There are three possible ways to add your earnings.

  1. An electronic or printed timesheet
  2. Your employer-provided work email address
  3. Automatically via our GPS earnings feature if you work from a fixed work location

Looking for the requirements for accessing and using the app? Click here.

If you would like to learn more about why we collect and use this information, review our Privacy Policy.



Is EarnIn a payday loan app?

No. It's not a loan app.
EarnIn gives you access to the pay you've earned - when you want it. Loans, including payday loans, charge mandatory fees and/or interest.


Why do I sometimes see ActiveHours instead of EarnIn?
We changed our brand name because the name EarnIn more clearly expresses that we’re helping people get the money they’ve earned. We were not acquired or bought out.

*Subject to your available earnings, Daily Max and Pay Period Max. EarnIn does not charge hidden fees for use of its services. Restrictions and/or third party fees may apply, see for details.