How does the app work?

Earnin is working with the community to help you get paid as you work. To use Earnin, you’ll need a steady payday, a checking account, and a smartphone. 

To use the app before payday, all you have to do is connect your bank account and add your employment info to help us recognize your pay schedule. 

Once you’ve done that, add your earnings in the app. You can do this by sending us your electronic timesheet, signing up your employer-provided work email address, or adding your earnings automatically via our Automagic Earnings feature if you work outside of a residential area.

The best part is we are supported by our community! You can support our movement by tipping what you think is fair and by paying it forward to others within the community. Your tips help cover transaction fees so more community members can transfer out with you. Thanks for your support!

Additional Notes

  • If you would like to learn more about how we collect and use this information, check out our Privacy Policy.

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