How does Earnin get back the money I cashed out?

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Answer

Earnin doesn't work directly with your employer, so we debit your bank account on payday in order to get back the money you cashed out. Earnin will automatically debit your bank account for the amount you cashed out, plus tips. This will be a separate transaction from your direct deposit.

You can see your upcoming debits by tapping the calendar icon in the app. To check if we have your correct pay schedule on file, you can go to Settings> Work Info> Show Payday Info. If something looks incorrect or if there will be any changes in your payroll, please contact us in advance so that we can make the necessary adjustments for you.

To check if we have your correct pay schedule on file:

For Android

  1. Go to the Earnin app
  2. Tap on the 3 verticle dots icon at the top right corner to go to settings
  3. Tap Settings
  4. Tap Edit Work Info under Work Info
  5. Tap Show Payday Info under Pay Details

For iOS

  1. Go to the Earnin app
  2. Tap the = symbol to go to settings in the app
  3. Tap Work Info
  4. Tap Show Payday Info
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