Most community members receive a Max increase within their first two pay periods.
Your Pay Period Max is evaluated each pay period. This amount can increase, decrease, or stay the same based on many factors used to determine your Max.
Here are best practices to increase your Max:
Max increase factor | What to do |
Maintaining a positive bank balance | Sign up for Balance Shield to be notified when your bank balance gets low. You can also set up auto transfers. |
Avoid unsuccessful debits | Double-check your scheduled debit dates (Activity tab) and monitor your bank balance. If needed, contact support to reschedule debits at least one business day before the repayment date. |
App usage and information accuracy | Keep your information in EarnIn updated. This includes your employer, pay schedule and bank information. |
Sign up for Early Pay (Increase your Max by $50-$300, capped at $1,000) | Tap ”Get paid sooner” on your app homepage or contact support to learn more. (Restrictions included, see What is Early Pay and how does it work? |
Additionally, you can increase your Max by reaching out to a co-worker for a temporary Max Boost.