At EarnIn, your “Max” can refer to two things:
Pay Period Max: This refers to the total amount you can transfer within a pay period (e.g. bi-weekly), ranging from $50 to $1,000 based on factors related to your financial health. If you route your direct deposit through EarnIn, you can get an additional $50 to $300 per pay period (capped at $1,500).
Daily Max: This is the maximum amount you can transfer out in one day. If you’ve transferred out your Daily Max, it’ll reset at midnight E.T.
Residents in these states can have a Daily Max of $100: Washington D.C. and New York.
In all other states, the Daily Max is up to $150, subject to available earnings. Check the EarnIn app for your specific Daily Max.
The amount or frequency of tips do not affect your Max. EarnIn re-evaluates it every pay period based - it can go up or down every time you get paid.
Are there restrictions for new EarnIn customers?
Yes. New community members typically have a lower transfer amount available, based on your available earnings and Pay Period Max. Earnings are added to your account each day if you’re working.