Earnin is continually testing new ways to support our Chime users. Currently, this means we are allowing a small test group of people who bank with Chime to use Earnin.
An important part of using Earnin is our ability to determine your pay schedule so that we can calculate your available earnings and debit your bank account for outstanding Cash Outs on the correct day.
Because many Chime users receive their paycheck up to two days earlier than their scheduled payday, Earnin has previously been unable to fully support all Chime users.
How to find out if you are eligible to use your Chime account with Earnin?
When you choose Chime from the bank selection list, the app will show you a message letting you know if Earnin can support your Chime account at this time.
Note: If you already linked your Chime account but need to switch to another bank, please know that you may no longer be able to link your Chime account again after the switch.
If you have a Chime account that Earnin is able to support, please make sure to turn on Allow Transactions in your Chime settings. Turning on Allow Transactions gives us permission to send Cash Outs to your Chime account and debit you on payday.