Privacy and Security

Earnin’s Terms of Service and Privacy Policy can be found here.
Earnin does not sell your data. The security of your information is our top priority. We only use your data in accordance with our Privacy Policy. 
Table of Contents Our Policy Request Requirements Release of Information Cost Reimbursement Contact Our Policy Requests for private information relating to an Earnin Community Member (“Member”) or an Earnin Employee (“Employee”) requires law enfo...
Answer There are two main reasons our app would request to see your bank transactions: To verify that you are still receiving your direct deposits from your employer To verify that our debits or test transactions went through to your account Th...
Answer Contact your bank immediately to know more about the things that need to be done to secure the bank account link to your Earnin app. Once you already have a new device, just install the app and log in using the credentials you use on your...
Answer Community members may find the form to request their information be deleted by Earnin here, per California Consumer Protection Act (“CCPA”) requirements. Earnin may aggregate or anonymize this data, which complies with the CCPA’s deletion ...
Answer Earnin community members may find the form to request their information from Earnin here, per California Consumer Protection Act (“CCPA”) requirements. Note that this is open to all community members.  
Answer The California Consumer Privacy Act (“CCPA”) will be available to all Earnin community members.  The CCPA provides the ability to request from Earnin that we: Provide you the categories of personal information we have collected or disclos...
Answer For California residents, Earnin will respond to your information or deletion request within 45 days, though we may request an additional 45 days if needed. For non-California residents, we will respond to your request as soon as we are ab...
Answer While the rights outlined in the CCPA are intended for California residents, Earnin will make these rights available to any community member.
Earnin will never ask for your social security info. We also won’t check your credit, or affect your FICO score. Additional Notes If you would like to learn more about how we collect and use this information, check out our Privacy Policy.