Are EarnIn Accounts FDIC-insured?

Yep, your money is safe with EarnIn! You work hard for your paycheck. We work hard to protect it. Cash in your EarnIn accounts (Tip Yourself, EarnIn Express, Deposit Account and Secured Account) is FDIC-insured up to $250,000 through our partner bank, Evolve Bank & Trust, Member FDIC. 

So what exactly does this mean? Sometimes, federal or state regulators will close an FDIC-insured bank or savings association if the bank can’t meet obligations to its depositors. That's where FDIC insurance comes in. If a bank fails, FDIC insurance protects your deposited funds. 

If you want to learn more about FDIC insurance, you can head to the Federal Deposit Insurance Corporation’s deposit insurance FAQ page


EarnIn is a financial technology company, not a bank. Tip Yourself, EarnIn Express, Deposit Account and Secured Account are issued by Evolve Bank & Trust, Member FDIC.