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Products and Features

Early Pay (Deposit Account)

  • What is a Deposit Account and how does it work? (Early Pay)

  • Are EarnIn Accounts FDIC-insured?

  • Early Pay Rewards

  • FAQ - Paycheck Router

  • FAQ - Routing my paycheck with Early Pay

  • Getting Started with Early Pay

See all 7 articles

EarnIn Card

  • FAQ - Card Fees

  • How does EarnIn Card work?

  • How to cancel my EarnIn Card

  • How to lock or replace your EarnIn Card

  • Navigating your EarnIn Card account

  • Using your EarnIn Card (Repayments and Purchases)

See all 8 articles

Disputes and Credit Reporting

  • FAQ - Credit Reporting

  • How can EarnIn Card help build my credit?

  • How do I file a credit reporting dispute?

  • How to dispute EarnIn Card transactions

Features

  • What is Balance Shield?

  • Why didn't Balance Shield work?

  • What is Credit Monitoring?

  • FAQ - Credit Monitoring

  • What is the Bill Reminders feature?

  • How to use and manage Bill Reminders

See all 11 articles

EarnIn is a financial technology company not a bank. Banking Services are provided by Evolve Bank & Trust, or Lead Bank, both member FDIC. The FDIC provides deposit insurance to protect your money in the event of a bank failure. More details about deposit insurance here. (fdic.gov/resources/deposit-insurance) Back to Website