Terms and Conditions
Earn a $75 reward when you send three qualifying direct deposits to your Deposit Account opened with EarnIn’s banking partner by 4/30/2026. The reward will be deposited into a Tip Yourself account opened with Earnin’s banking partner. It only takes a few minutes to switch and once all three qualifying deposits are received within the promotional period, we’ll automatically send your $75 reward to your Tip Yourself (TYS) account, as long as you have one open.
1. How do I get the $75 reward?
Open a Deposit Account with EarnIn’s banking partner and send three qualifying direct deposits ($250 if you get paid weekly, $500 if you get paid biweekly, or $1,000 if you get paid monthly) to your Deposit Account by 4/30/2026 to be eligible for the reward. Once your third qualifying direct deposit hits, we’ll deposit $75 to your Tip Yourself account within 1 business day. To receive your reward, you’ll need to open a Tip Yourself account within 30 days of when your qualifying third direct deposit is received in your Deposit Account — if you haven’t opened one already.
2. Where will I get the $75 reward?
We’ll deposit your reward in your Tip Yourself account. If you don’t have one yet, you’ll be asked to create it—fast and easy.
3. How do I switch my direct deposit?
- There are multiple ways to get started: Check your email for links to get started, tap the promotion banner on the home screen of your EarnIn app, or
- Click the Get paid sooner icon in the app.
- Follow the steps to begin routing your paycheck to your Deposit Account.
- You may also be able to switch your deposit through your employer or payroll provider.
It only takes a few minutes to begin routing your paycheck and start working toward your reward.
4. What counts as a qualifying direct deposit?
A qualifying direct deposit is a paycheck from your employer of at least $250 if you get paid weekly, $500 if you get paid bi-weekly, or $1,000 if you get paid monthly, sent directly to the Deposit Account. Transfers from other banks or one-time payments won’t count.
5. How do I know if I qualify for the incentive?
We occasionally roll out special promotions to a limited number of customers. Eligibility is determined automatically and at random. If you are selected, you will see the promotion appear directly in your EarnIn app. If you don’t see an invitation, the promotion isn’t active for your account at the moment, so the details in this FAQ won’t apply to you. Keep an eye on the app, other rewards and offers may appear for you in the future!
EarnIn reserves the right to modify or end this promotional offer at any time prior to your qualifying direct deposits being received, with or without notice. Changes to the offer may include, but are not limited to, adjustments to the required direct deposit amounts, qualifying criteria, reward amount, or expiration date. Once eligibility requirements are met, the terms in place at that time will apply unless we notify you otherwise.
5. When will I receive my reward?
Once your third qualifying direct deposit is received by 4/30/2026 and you have an active TYS account, your $75 reward will be deposited automatically, typically within 1 business day.
6. What happens if I don’t open a Tip Yourself account?
You must have an active TYS account to receive the reward. If you do not open one within 30 days of completing your third qualifying deposit, you will no longer be eligible to receive the reward.
7. Will I be taxed on the reward I receive?
Reward is considered income and may be reported on IRS Forms, as required by applicable law.